THE 2020 5X REWARDS CALENDAR

Get 5x points^* throughout the year on your favorite types of purchases!

You'll earn an extra 4 points per dollar on your first $1,500 in combined purchases each quarter made with your ABOC Mastercard^®.^*

Get 5x points^* throughout the year on your favorite types of purchases!

You'll earn an extra 4 points per dollar on your first $1,500 in combined purchases each quarter made with your ABOC Mastercard^®.^*

JAN • FEB • MAR

Monthly Bills

Earn 5x points on qualifying utilities, cell, cable, Amazon Prime and streaming subscription services purchases. Must have a registered account at ABOCRewards.com.

Valid 1/1/20 – 3/31/20

Eligible MCC Codes**

MCC Code	MCC Description
4900	Utilities, Cell Phones/Cable
4899	Digital downloads
4814	Cell Phones/Cable
4815	Cell Phones/Cable
4816	Cell Phones/Cable
4899	Cell Phones/Cable, Streaming
4912	Cell Phones/Cable
5818	Streaming
5968	Subscription Services
6300	Insurance Premiums

APR • MAY • JUN

Dining & Transportation

Earn 5x points on grocery, restaurants and several forms of transportation. Must have a registered account at ABOCRewards.com.

Valid 4/1/20 – 6/30/20

Eligible MCC Codes**

MCC Code	MCC Description
5411	Groceries
5451	Dairy Product Stores
5462	Bakeries
5499	Misc. Food/Convenience
5441	Candy/Nut
5422	Freezer/Locker Meat
5812	Restaurants
5813	Restaurants
5814	Fast Food
4121	Ride Share
5541	Gas
5542	Gas
4784	Tolls
5599	Gas
4111	Mass Transit
4112	Mass Transit

JUL • AUG • SEP

Travel

Earn 5x points on qualifying airline, cruise, car rental, hotel, travel agency purchases, gas, tolls, and ride share. Must have a registered account at ABOCRewards.com.

Valid 7/01/20 – 9/30/20

Eligible MCC Codes**

MCC Code	MCC Description
3000 - 3999	Airlines

5812
5813	Dining

5814	Fast Food

7832
7922
7929
7991	Movies, Concerts, Theme Parks, and Other Entertainment
7996
7998
7999

5541
5542	Gas

4131
4411	Bus Lines, Tour Lines, and Travel Agencies
4722

4784	Tolls

4121	Ride Share

4111
4112	Mass Transit

3355
3357
3359
3366
3387
3389	Car Rental
3390
3393
3395
3405
3412
3441

OCT • NOV • DEC

Department Stores

Earn 5x points on qualifying department and electronics stores, superstores, Amazon.com, and other major online retailers. Must have a registered account at ABOCRewards.com.

Valid 10/1/20 – 12/31/20

Eligible MCC Codes**

MCC Code	MCC Description
5311	Department Stores

5310
5411	Target and Walmart retail locations

5399	Target.com, Walmart.com, Costco.com

5732	Electronics Stores

5818
5735
5942	Amazon.com
5968
5192

Don’t have an ABOC Mastercard yet?

Apply for a new card today to start earning rewards

and enjoy a 0% introductory APR on purchases for 12 months.

Platinum

Union Strong

Use your card at more than 30 million merchants worldwide who accept Mastercard
Receive a $150 statement credit when you make $1,200 in purchases in the first 90 days after account opening
Earn 1 ABOC Rewards point for every $1 spent
New cardmembers automatically begin earning rewards with your first purchase!
No caps on the points you can earn, and points never expire
Choose your rewards
Travel, gift cards, merchandise, or cash (in the form of a statement credit)
24/7 online account access
Works with Masterpass™, Apple Pay®, Samsung Pay, and Android Pay™

Manage Your Account

View your statement, schedule a payment, update your account information, and more

Manage Your Rewards

View your points balance, redeem rewards, find special offers and more

View Your Rewards

Qualified Accounts earn 4 ABOC Bonus Rewards Points per $1 on Qualifying Purchases (total qualifying purchases minus refunds) for that quarter on the first $1,500 in combined purchases each quarter made with your Amalgamated Bank of Chicago Mastercard. ABOC Bonus Reward Points are in addition to ABOC Reward Points earned at 1 point per $1 dollar spent. A Qualified Account must have registered at ABOCRewards.com, have provided a valid email address and be open and in good standing at the time earned ABOC Bonus Rewards Points are credited. Bonus points will be credited within 60 days of the offer expiration date.
A purchase will not earn ABOC Bonus Rewards Points if the merchant’s code is not in an eligible category for that quarter, see above calendar for 5x rewards categories and dates for each quarter of 2020. Mastercard determines the industry category and code for merchants, generally based on the merchant’s primary line of business. Some transactions do not qualify for ABOC Rewards Points, including balance transfers, cash advances and transactions made using certain types of wireless technology.

**Mastercard determines the industry category and code for merchants, generally based on the merchant’s primary line of business. A purchase will not earn ABOC Bonus Rewards Points if the merchant’s code is not in an eligible category for that quarter

Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International, Incorporated.

Member FDIC. Equal Housing Lender: NMLS #648711

THE 2020 5X REWARDS CALENDAR

Get 5x points* throughout the year on your favorite types of purchases!

Get 5x points* throughout the year on your favorite types of purchases!

Monthly Bills

Valid 1/1/20 – 3/31/20

Dining & Transportation

Valid 4/1/20 – 6/30/20

Travel

Valid 7/01/20 – 9/30/20

Department Stores

Valid 10/1/20 – 12/31/20

Don’t have an ABOC Mastercard yet?

Apply for a new card today to start earning rewards

Platinum

Union Strong

Manage Your Account

Manage Your Rewards

Get 5x points^* throughout the year on your favorite types of purchases!

Get 5x points^* throughout the year on your favorite types of purchases!